Kincel & Company Insurance commits to help consumers and businesses make good insurance choices by acknowledging your budget, providing valuable information, recommending the right amount of protection, and offering optimum support. Our goal is to provide you with total peace of mind when it comes to your financial security.

It's a new year. Is reviewing your insurance plan one of your new year's resolutions? It should be. The regional earthquake and flood events of 2011 are powerful reminders of the need to assess your insurance program before a peril takes place. Click the "Contact Us" link above to request a Family Risk Questionnaire to guide your evaluation.

Another resolution suggestion is to compile a home inventory. This can be a vital resource when you face the circumstances of a devastating loss to your residence and personal property. The Insurance Information Institute sponsors a free and easy website titled knowyourstuff.org to create and update your home inventory online. For iPhone users, visit the Apple App Store and download MyHome Scr.APP.book. It is a free tool designed by the National Association of Insurance Commissioners to create a room by room inventory including photos of the contents of your home.

Need a 2012 calendar template to plan and track your activities? Navigate to the Microsoft Word Blog for family photo and business calendar samples.

If you are not aware, a new Pennsylvania teen driver law went into effect on December 27, 2011. For details on the changes enacted by this law see PennDOT's Act 81 of 2011 Fact Sheet.